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Book Your Free First-Time Buyer Consultation

We know how big this step is — and we’re here to make it easier. Whether you’re ready to buy or just starting to explore your options, we offer a free, no-obligation chat to help you take that first step with confidence.

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First-Time Buyer Mortgage Advice

Personalised Financial Solutions to Help Your Family Get on the Property Ladder

Helping First-Time Buyers Get on the Property Ladder — With Confidence

Buying your first home is exciting — but it can also feel overwhelming. At Home Sorted, we make the process simple, clear, and stress-free. Whether you have a small deposit, complex income, or just don’t know where to start, we’ll guide you every step of the way.

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What We Can Help With:

  • 95% Loan – only a 5% deposit 

  • No deposit options – including rent-based or guarantor mortgages

  • Mortgages for self-employed or contractors

  • Mortgages for visa holders and foreign nationals (Tier 2)

  • Income in foreign currency

  • Budget planning – so your monthly payments are affordable and realistic

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Why Use a Broker as a First-Time Buyer?

  • We explain everything.  We will be with you through the whole process- from DIP to keys from your new home

  • We do the paperwork – and deal with lenders, solicitors, and agents

  • We improve your chances of getting approved – by matching you with the right lenders from the start

  • We work around your schedule – evenings and weekends available

  • We’ll be with you right up to the day you get the keys — and beyond

  • Always available if you have more questions

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First-Time Buyer? Here's What to Expect

  1. Chat with us – we’ll review your income, deposit, and plans

  2. Get a Mortgage in Principle – so you can start house hunting

  3. Make an offer – once you're ready, we’ll handle the full application

  4. Get your mortgage approved – and support you until completion when you get the keys from your new home

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We’ll also advise you on protection (life insurance and income protection) so your mortgage is covered, whatever happens.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Home Sorted (Home Sorted London Ltd, Company number 09512308)  is a trading style of Instant Mortgage Solutions Limited who is authorised and regulated by the Financial Conduct Authority.

FRN 938412 Registered in England & Wales, Company registration No. 12463907. Registered office: 21 Station Parade, Hornchurch, RM12 5AB.

If you wish to register a complaint, please write to info@instantmortgagesolutions.co.uk or telephone 01708 509161.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on
0800 0234 567. “The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.”
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