Can You Buy a House with a £5,000 Deposit? A Guide for First-Time Buyers in the UK
- Home Sorted

- May 29
- 1 min read

Think you need a huge deposit to buy your first home?
A £5,000 deposit mortgage could help eligible first-time buyers get onto the property ladder sooner than they think.
Key features:
Available on properties up to £300,000 purchase price
Suitable for employed and self-employed applicants
No minimum income requirement
Free Level 1 mortgage valuation included
On joint applications, only one applicant needs to be a first-time buyer
Important: The £5,000 deposit must be your own funds and cannot be gifted. Proof of deposit may be required.
If you're wondering whether you may qualify for a low deposit mortgage, get in touch and we'll be happy to discuss your options.
Contact Home Sorted today to find out more.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Subject to status, affordability, lender criteria and product availability.




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